Commercial and mixed-use construction spans a broad range — hotels and hospitality, retail, offices, warehouses, and manufacturing developments. Each carries distinct exposures, and the owner’s liability runs through construction and into the completed-operations period.
Why commercial owners consider it
Commercial projects often involve larger budgets, multiple contractors, and complex logistics — sometimes including demolition and crane work, which are within appetite with proper controls (see demolition and crane coverage). A dedicated Owner’s Interest policy protects the owner with limits up to $10MM, blanket additional insured, and completed operations for claims arising after the project opens. Coverage is available for new construction and renovation across commercial classes, governed solely by the terms of the issued policy.